Texas Trash (Warm Bean Dip) is the ultimate crowd-pleaser that combines creamy, cheesy goodness with a rich blend of flavors. Perfect for game days, parties, or cozy nights in, this easy-to-make dip features refried beans, cream cheese, and a generous layer of shredded Monterey Jack and Cheddar cheese. Baked until bubbly and golden brown, every bite is packed with flavor and satisfaction. Serve it warm with tortilla chips or use it as a topping for nachos and burritos—whatever your preference, this dip is sure to be a hit!